About National Financial Literacy Foundation, Inc.
National Financial Literacy Foundation, Inc. (NFLF) is a non-profit organization dedicated to improving the personal financial knowledge and financial quality of life of consumers. This includes offering bankruptcy credit counseling classes to fulfill the pre-filing bankruptcy certification requirement.
We understand that filing for bankruptcy is not an easy choice. That’s why we provide the required pre-filing bankruptcy certificate class as part of the process to get your bankruptcy filing over and done with.
The Bankruptcy Act of 2005 requires you to take this bankruptcy pre-filing credit counseling class and obtain a pre-filing bankruptcy Certificate of Completion before you or your bankruptcy attorney can formally file your case for bankruptcy in the Court. The pre-filing counseling course is the first class you need to take.
NFLF offers the approved* pre-filing bankruptcy counseling class online at just $25 per household. That’s one price that covers joint filers, providing you an affordable way to meet Bankruptcy Law requirements. The pre-filing bankruptcy counseling class is also available by phone.
So if you need to take the pre-filing class, you’ve come to the right place. Start now by clicking on the Start Pre-Filing Course button now on the right-hand side of this page!
Our pre-filing bankruptcy classes are available online and by phone in the following states:
| Alaska (AK) | Kentucky (KY) | Ohio (OH) |
| Arizona (AZ) | Louisiana (LA) | Oklahoma (OK) |
| Arkansas (AR) | Maine (ME) | Oregon (OR) |
| California (CA) | Maryland (MD) | Pennsylvania (PA) |
| Colorado (CO) | Massachusetts (MA) | Rhode Island (RI) |
| Connecticut (CT) | Michigan (MI) | South Carolina (SC) |
| Delaware (DE) | Minnesota (MN) | South Dakota (SD) |
| District of Columbia (DC) | Mississippi (MS) | Tennessee (TN) |
| Florida (FL) | Missouri (MO) | Texas (TX) |
| Georgia (GA) | Montana (MT) | Utah (UT) |
| Hawaii (HI) | Nebraska (NE) | Vermont (VT) |
| Idaho (ID) | Nevada (NV) | Virginia (VA) |
| Illinois (IL) | New Hampshire (NH) | Washington (WA) |
| Indiana (IN) | New Jersey (NJ) | West Virginia (WV) |
| Iowa (IA) | New Mexico (NM) | Wisconsin (WI) |
| Kansas (KS) | New York (NY) | Wyoming (WY) |
| Kentucky (KY) | North Dakota (ND) |
*National Financial Literacy Foundation, Inc. is approved to issue certificates in compliance with the Bankruptcy Code in all jurisdictions except for North Carolina and Alabama. Approval does not endorse or assure the quality of an agency’s service.


