About National Finan­cial Lit­er­acy Foun­da­tion, Inc.

National Finan­cial Lit­er­acy Foun­da­tion, Inc. (NFLF) is a non-profit orga­ni­za­tion ded­i­cated to improv­ing the per­sonal finan­cial knowl­edge and finan­cial qual­ity of life of con­sumers. This includes offer­ing bank­ruptcy credit coun­sel­ing classes to ful­fill the pre-filing bank­ruptcy cer­ti­fi­ca­tion requirement.

We under­stand that fil­ing for bank­ruptcy is not an easy choice. That’s why we pro­vide the required pre-filing bank­ruptcy cer­tifi­cate class as part of the process to get your bank­ruptcy fil­ing over and done with.

The Bank­ruptcy Act of 2005 requires you to take this bank­ruptcy pre-filing credit coun­sel­ing class and obtain a pre-filing bank­ruptcy Cer­tifi­cate of Com­ple­tion before you or your bank­ruptcy attor­ney can for­mally file your case for bank­ruptcy in the Court. The pre-filing coun­sel­ing course is the first class you need to take.

NFLF offers the approved* pre-filing bank­ruptcy coun­sel­ing class online at just $25 per house­hold. That’s one price that cov­ers joint fil­ers, pro­vid­ing you an afford­able way to meet Bank­ruptcy Law require­ments. The pre-filing bank­ruptcy coun­sel­ing class is also avail­able by phone.

So if you need to take the pre-filing class, you’ve come to the right place. Start now by click­ing on the Start Pre-Filing Course but­ton now on the right-hand side of this page!

Our pre-filing bank­ruptcy classes are avail­able online and by phone in the fol­low­ing states:

Alaska (AK) Ken­tucky (KY) Ohio (OH)
Ari­zona (AZ) Louisiana (LA) Okla­homa (OK)
Arkansas (AR) Maine (ME) Ore­gon (OR)
Cal­i­for­nia (CA) Mary­land (MD) Penn­syl­va­nia (PA)
Col­orado (CO) Mass­a­chu­setts (MA) Rhode Island (RI)
Con­necti­cut (CT) Michi­gan (MI) South Car­olina (SC)
Delaware (DE) Min­nesota (MN) South Dakota (SD)
Dis­trict of Colum­bia (DC) Mis­sis­sippi (MS) Ten­nessee (TN)
Florida (FL) Mis­souri (MO) Texas (TX)
Geor­gia (GA) Mon­tana (MT) Utah (UT)
Hawaii (HI) Nebraska (NE) Ver­mont (VT)
Idaho (ID) Nevada (NV) Vir­ginia (VA)
Illi­nois (IL) New Hamp­shire (NH) Wash­ing­ton (WA)
Indi­ana (IN) New Jer­sey (NJ) West Vir­ginia (WV)
Iowa (IA) New Mex­ico (NM) Wis­con­sin (WI)
Kansas (KS) New York (NY) Wyoming (WY)
Ken­tucky (KY) North Dakota (ND)  


*National Finan­cial Lit­er­acy Foun­da­tion, Inc. is approved to issue cer­tifi­cates in com­pli­ance with the Bank­ruptcy Code in all juris­dic­tions except for North Car­olina and Alabama. Approval does not endorse or assure the qual­ity of an agency’s service.