Bank­ruptcy courses are also avail­able by telephone.

First Course by Phone | $50 per Household

Pre-Filing Bank­ruptcy Credit Coun­sel­ing
(Before You File for Bankruptcy)

Sched­ule a phone ses­sion with a live coun­selor by call­ing toll-free 1–877-380‑6353

• Tele­phone coun­sel­ing ses­sions are sched­uled between the hours of 10:00 AM and 4:00 PM ET, Mon­day through Friday
• Ses­sions last approx­i­mately 60 to 90 minutes
• Ses­sions are com­pleted with one-on-one help from a live finan­cial counselor

Pre-Filing Bank­ruptcy Coun­sel­ing by tele­phone is pro­vided by National Finan­cial Lit­er­acy Foun­da­tion, Inc.