If you plan to file for bank­ruptcy, you’ll need to take a pre-bankruptcy cer­tifi­cate course to  receive a bank­ruptcy pre-filing credit coun­sel­ing cer­tifi­cate. This required pre-filing bank­ruptcy cer­ti­fi­ca­tion course is man­dated by the Bank­ruptcy Abuse Pre­ven­tion and Con­sumer Pro­tec­tion Act of 2005 (BAPCPA).

Click here to take the pre-bankruptcy cer­tifi­cate course now!

You will be required to pro­vide this pre-filing cer­tifi­cate of com­ple­tion to your attor­ney (or to the Bank­ruptcy Court) show­ing you have com­pleted the bank­ruptcy credit coun­sel­ing course prior to fil­ing for bankruptcy.

Fil­ing for bank­ruptcy is a dif­fi­cult deci­sion that you should dis­cuss with an attor­ney or other legal pro­fes­sional. Once you decide to file for bank­ruptcy, take your cer­tifi­cate class at National Finan­cial Lit­er­acy Foun­da­tion (NFLF), a non-profit bud­get and credit coun­sel­ing agency, where we make it con­ve­nient and com­fort­able to take the cer­ti­fi­ca­tion course online or by phone.

Click here to take the pre-bankruptcy cer­tifi­cate course now!